The Town of Nashville is subject to flooding, mostly due to increased rainfall during storm events such as hurricanes. Stoney Creek is the main source of flooding for the Town. 

Homeowners insurance excludes flood damage. You will need a separate flood insurance policy. There is a 30 day waiting period for flood insurance.  The Town is currently a Class 8 which is a 10% discount to property owners in the special flood hazard area (SFHA).  Please call the Planning Department to determine if you are in a SFHA. 

SPECIAL FLOOD HAZARD AREAS

SFHA are defined as the area that will be inundated by the flood event having a 1% chance of being equaled or exceeded in any given year. 

Zone AE - 100 Year (0.1% Annual Chance Flood Hazard)

Zone AE - 500 Year (0.2% Annual Chance Flood Hazard)

Zone AE - Floodway (the channel of a river or other watercourse and the adjacent land areas that must be reserved in order to discharge the base flood without cumulatively increasing the water surface elevation more than a designated height.)

Zone X (Unshaded) - No Flood Hazard (The areas of minimal flood hazard, which are the areas outside the SFHA and higher than the elevation of the 0.2% annual chance flood). 

KNOW THE TERMS

FLOOD WATCH - heavy rainfall is causing the rivers to overflow their banks. Flooding is possible.

FLOOD WARNING - flooding is occurring or very likely to happen. If told to leave, do so immediately.

FLASH FLOOD WATCH - flash flooding in specified areas is possible. Be alert! Quick action may be needed.

FLASH FLOOD WARNING - flash flooding is occurring or very likely to happen. Get to a safer place immediately.

REMEMBER: Don't drive in flooded areas.  Don't go  near electrical equipment this is wet or may be wet.  Some shelters take pets, some do not.  Know if your closest shelter allows pets.  Board or tape windows to avoid flying glass if it breaks. Keep important documents and keepsakes in waterproof containers in higher elevations (upper floors, attics). 

Report illegal dumping and broken silt fences to the Planning Department at 252-459-4511, Ext. 232.  Maintaining stream health is an important flood prevention measure.  Ensure safe drinking water by keeping our streams clean.

Secure a zoning certificate and obtain a permit for any building or rebuilding. Only use licensed contractors.   

Visit the Harold D. Cooley Library Reference Section for important books on flood, flood safety, and rebuilding after a flood. 

Helpful Links for Flood Information

Town of Nashville Flood Damage Prevention Ordinance

Elevation Certificate and Instructions

Protect Your Home From Flooding 

Flood Smart - www.floodsmart.gov

NC Flood Maps - fris.nc.gov

ReadyNC - www.readync.org

Flood Brochure  -   a tri-fold brochure on the  importance of being prepared for a flooding event.